Equine Insurance in Huntington Beach CA, Long Beach CA & Los Angeles CA
Live to Ride.
If part or all of your business involves horses, you likely need specialized coverage to manage your risks properly. Standard homeowners and farm owners’ insurance don’t always provide adequate coverage for a horse incident. You may be able to reduce your horse’s risk exposure with equine insurance.
What Is Equine Insurance?
Equine (horse) insurance provides coverage if your horse becomes ill or dies, can no longer be used for business purposes, or causes an injury or property damage to a third party.
A variety of coverages may be suitable for your horse. We can help review your equine needs and determine the most beneficial insurance for your valuable asset(s).
Animal mortality coverage: May cover costs associated with your horse’s death if caused by a covered accident, injury, sickness or disease. Theft coverage is also included.
Animal mortality limited coverage: May cover costs associated with your horse’s death if a listed covered cause of loss caused it. These losses may include fire, lightning, windstorm, hail, collision or upset while in transit, accidental shooting, or drowning. Theft coverage is also included.
Major medical expense coverage (optional):This endorsement can be added to animal mortality coverage. It may help with the costs of veterinary medical and surgical expenses incurred to treat your horse due to a covered accident, injury, sickness or disease.
Do I Need Equine Insurance?
Equine insurance is applicable for numerous horse-related businesses, including:
Horse shows and clinics
Outfitters and guides
How Much Does Equine Insurance Cost?
Equine coverage costs vary. Often, your horse’s breed, age, value and use help determine appropriate coverage. However, equine surgeries and potential lawsuits from horse-related injuries can be expensive, making this insurance critical.
How We Can Help
Call INM Insurance Services, Inc. at 562-493-3756, and together we can build a policy to meet your equine insurance needs.