Renters Insurance in Huntington Beach CA, Long Beach CA & Los Angeles CA

Renters insurance can provide financial protection for people renting a home, apartment, townhouse or condo. Contact INM Insurance Services in Huntington Beach, California, for a personalized renters insurance quote. 

How Much Renters Insurance Is Required? 

While most states, including California, do not legally mandate renters insurance, many landlords require it as part of the lease agreement. The amount of coverage needed can vary based on your landlord’s policy or the value of your personal belongings. 

It’s vital to assess the value of your possessions and consider the potential costs of liability claims when deciding on the amount of renters insurance. Your agent can help you choose an appropriate amount of renters insurance coverage. 

What Is a Renters Insurance Policy? 

A renters insurance policy typically covers your personal belongings against loss or damage due to events such as theft, fire and certain types of water damage. This coverage usually extends to your personal items, whether within your rental unit or elsewhere. 

Renters insurance also includes liability coverage, which can help cover third-party injury or property damage claims. This coverage can help pay for legal defense and court judgments against you up to the policy limit. 

If your rental becomes uninhabitable due to a covered peril, renters insurance may help cover your additional living expenses, such as hotel bills and other costs associated with living away from home. 

How to Get Renters Insurance 

Contact INM Insurance Services to build a renters insurance plan tailored to your needs.