Call Us 562-493-3756 ☰ ˟
562-493-3756
Logo
  • Home
  • Our Agency
    • About UsImage of right arrow
      • Meet Our Department Leaders
      • Our Locations
    • BlogImage of right arrow
      • Special Liability Insurance Your Business Might Need
    • Get a Quote
    • Quote Forms
    • Contact Us
  • Products
    • Coverage for Specific IndustriesImage of right arrow
      • Accounting Firm Insurance - Huntington Beach CA & Long Beach CA - INM Insurance Services, Inc.
      • Alarm Contractors Insurance - Huntington Beach CA & Long Beach CA - INM Insurance Services, Inc.
      • Apartment Building Insurance - Huntington Beach, CA/Long Beach, CA - INM Insurance Services
      • Auto Repair Garage Insurance - Huntington Beach, CA - INM Insurance Services
      • Artisan Contractors Insurance
      • Insurance for Arborists - Huntington Beach CA & Long Beach CA - INM Insurance Services, Inc.
      • Bar Insurance - Huntington Beach CA & Long Beach CA - INM Insurance Services, Inc.
      • Box Truck Insurance - Huntington Beach CA & Long Beach CA - INM Insurance Services, Inc.
      • Builders Risk Insurance - Huntington Beach CA & Long Beach CA - INM Insurance Services, Inc.
      • Car Dealership Insurance - Huntington Beach CA & Long Beach CA - INM Insurance Services, Inc.
      • Cargo Insurance and Freight Insurance - Huntington Beach CA & Long Beach CA - INM Insurance Services, Inc.
      • Catering Insurance - Huntington Beach CA & Long Beach CA - INM Insurance Services, Inc.
      • Cleaning Business Insurance - Huntington Beach CA & Long Beach CA - INM Insurance Services, Inc.
      • Construction Insurance - Huntington Beach CA & Long Beach CA - INM Insurance Services, Inc.
      • Consulting Firm Insurance - Huntington Beach CA & Long Beach CA - INM Insurance Services, Inc.
      • Contractors Insurance - Huntington Beach CA & Long Beach CA - INM Insurance Services, Inc.
      • Specialty Trade Contractors Insurance - Huntington Beach CA & Long Beach CA - INM Insurance Services, Inc.
      • Craft Brewery Insurance - Huntington Beach CA & Long Beach CA - INM Insurance Services, Inc.
      • Dental Practice Insurance - Huntington Beach CA & Long Beach CA - INM Insurance Services, Inc.
      • Educational Facility Insurance - Huntington Beach CA & Long Beach CA - INM Insurance Services, Inc.
      • Financial Institution Insurance
      • Handyman Insurance - Huntington Beach CA & Long Beach CA - INM Insurance Services, Inc.
      • Garage Insurance - Huntington Beach CA & Long Beach CA - INM Insurance Services, Inc.
      • Gas Station Insurance - Huntington Beach, CA/Long Beach, CA - INM Insurance Services, Inc.
      • Healthcare Facility Insurance - Huntington Beach CA & Long Beach CA - INM Insurance Services, Inc.
      • Healthcare Practice Insurance - Huntington Beach CA & Long Beach CA - INM Insurance Services, Inc.
      • Law Firm Insurance - Huntington Beach CA & Long Beach CA - INM Insurance Services, Inc.
      • Liquor Liability Insurance - Huntington Beach CA & Long Beach CA - INM Insurance Services, Inc.
      • Maintenance Contractors Insurance - Huntington Beach CA & Long Beach CA - INM Insurance Services, Inc.
      • Manufacturing Insurance - Huntington Beach CA & Long Beach CA - INM Insurance Services, Inc.
      • Media & Advertising Insurance - Huntington Beach CA & Long Beach CA - INM Insurance Services, Inc.
      • Medical Malpractice Insurance - Huntington Beach CA & Long Beach CA - INM Insurance Services, Inc.
      • Nursing Home Insurance - Huntington Beach CA & Long Beach CA - INM Insurance Services, Inc.
      • Nursing Insurance - Huntington Beach CA & Long Beach CA - INM Insurance Services, Inc.
      • Orthotics & Prosthetics Insurance - Huntington Beach CA & Long Beach CA - INM Insurance Services, Inc.
      • Pharmacist Insurance - Huntington Beach CA & Long Beach CA - INM Insurance Services, Inc.
      • Pool & Spa Insurance - Huntington Beach CA & Long Beach CA - INM Insurance Services, Inc.
      • Printers & Publishers Insurance - Huntington Beach CA & Long Beach CA - INM Insurance Services, Inc.
      • Railroad Contractors Insurance - Huntington Beach CA & Long Beach CA - INM Insurance Services, Inc.
      • Real Estate Businesses Insurance - Huntington Beach CA & Long Beach CA - INM Insurance Services, Inc.
      • Restaurant
      • Retail Insurance - Huntington Beach CA & Long Beach CA - INM Insurance Services, Inc.
      • Scrap Metal Insurance - Huntington Beach CA & Long Beach CA - INM Insurance Services, Inc.
      • Self-Storage Insurance - Huntington Beach CA & Long Beach CA - INM Insurance Services, Inc.
      • Specialized Truck Equipment Insurance - Huntington Beach CA & Long Beach CA - INM Insurance Services, Inc.
      • Technology Services Insurance - Huntington Beach CA & Long Beach CA - INM Insurance Services, Inc.
      • Tire Store Insurance - Huntington Beach, CA/Long Beach, CA - INM Insurance Services
      • Tractor Insurance - Huntington Beach CA & Long Beach CA - INM Insurance Services, Inc.
      • Tow Trucks Insurance - Huntington Beach CA & Long Beach CA - INM Insurance Services, Inc.
      • Veterinary Insurance - Huntington Beach CA & Long Beach CA - INM Insurance Services, Inc.
    • Coverage for Your BusinessImage of right arrow
      • Surety & Fidelity Bonds - Huntington Beach CA & Long Beach CA - INM Insurance Services, Inc.
      • Business Catastrophe Insurance - Huntington Beach CA & Long Beach CA - INM Insurance Services, Inc.
      • Business Owners Policy (BOP) - Huntington Beach CA & Long Beach CA - INM Insurance Services, Inc.
      • Commercial Auto Insurance - Huntington Beach CA & Long Beach CA - INM Insurance Services, Inc.
      • Commercial General Liability - Huntington Beach CA & Long Beach CA - INM Insurance Services, Inc.
      • Commercial Property Insurance - Huntington Beach CA & Long Beach CA - INM Insurance Services, Inc.
      • Commercial Real Estate Insurance - Huntington Beach CA & Long Beach CA - INM Insurance Services, Inc.
      • Commercial Umbrella Insurance - Huntington Beach CA & Long Beach CA - INM Insurance Services, Inc.
      • Crime Insurance - Huntington Beach CA & Long Beach CA - INM Insurance Services, Inc.
      • Equipment Insurance - Huntington Beach CA & Long Beach CA - INM Insurance Services, Inc.
      • Errors and Omissions Insurance - Huntington Beach CA & Long Beach CA - INM Insurance Services, Inc.
      • 0
      • Inland Marine Insurance - Huntington Beach CA & Long Beach CA - INM Insurance Services, Inc.
      • Marine Insurance - Huntington Beach CA & Long Beach CA - INM Insurance Services, Inc.
      • Mechanical Breakdown Insurance - Huntington Beach CA & Long Beach CA - INM Insurance Services, Inc.
      • Office Insurance - Huntington Beach CA & Long Beach CA - INM Insurance Services, Inc.
      • Product Liability Insurance - Huntington Beach CA & Long Beach CA - INM Insurance Services, Inc.
      • Professional Liability Coverage - Huntington Beach CA & Long Beach CA - INM Insurance Services, Inc.
      • Small Business Insurance - Huntington Beach CA & Long Beach CA - INM Insurance Services, Inc.
      • Small Business Liability Insurance - Huntington Beach CA & Long Beach CA - INM Insurance Services, Inc.
      • Storage Insurance - Huntington Beach CA & Long Beach CA - INM Insurance Services, Inc.
      • Technology Insurance - Huntington Beach CA & Long Beach CA - INM Insurance Services, Inc.
      • Trailer Insurance - Huntington Beach CA & Long Beach CA - INM Insurance Services, Inc.
      • Transportation Insurance - Huntington Beach CA & Long Beach CA - INM Insurance Services, Inc.
      • Trucking Insurance and Semi Truck Insurance - Huntington Beach CA & Long Beach CA - INM Insurance Services, Inc.
      • Workers Compensation - Huntington Beach CA & Long Beach CA - INM Insurance Services, Inc.
    • Coverage for Your EmployeesImage of right arrow
      • Group Benefits - Huntington Beach CA & Long Beach CA - INM Insurance Services, Inc.
      • Voluntary Benefits - Huntington Beach CA & Long Beach CA - INM Insurance Services, Inc.
      • 0
      • Individual Life Insurance - Huntington Beach CA & Long Beach CA - INM Insurance Services, Inc.
    • Auto and Homeowners Insurance
    • AutomobileImage of right arrow
      • Auto Liability Coverage - Huntington Beach CA & Long Beach CA - INM Insurance Services, Inc.
      • Comprehensive Auto Coverage - Huntington Beach CA & Long Beach CA - INM Insurance Services, Inc.
      • Auto Collision Coverage - Huntington Beach CA & Long Beach CA - INM Insurance Services, Inc.
      • Uninsured/Underinsured Motorist Coverage - Huntington Beach CA & Long Beach CA - INM Insurance Services, Inc.
      • Minor Violation Forgiveness - Huntington Beach CA & Long Beach CA - INM Insurance Services, Inc.
      • Roadside Assistance - Huntington Beach CA & Long Beach CA - INM Insurance Services, Inc.
      • Specialty Auto Insurance - Huntington Beach CA & Long Beach CA - INM Insurance Services, Inc.
      • 24-Hour Customer Service - Huntington Beach CA & Long Beach CA - INM Insurance Services, Inc.
      • Towing Services & Coverage - Huntington Beach CA & Long Beach CA - INM Insurance Services, Inc.
      • Rental Reimbursement - Huntington Beach CA & Long Beach CA - INM Insurance Services, Inc.
      • Personal Injury Protection (PIP) - Huntington Beach CA & Long Beach CA - INM Insurance Services, Inc.
      • Medical Payments Coverage - Huntington Beach CA & Long Beach CA - INM Insurance Services, Inc.
    • HomeownersImage of right arrow
      • Property Insurance - Huntington Beach CA & Long Beach CA - INM Insurance Services, Inc.
      • Homeowners Liability - Huntington Beach CA & Long Beach CA - INM Insurance Services, Inc.
      • Renters Insurance - Huntington Beach CA & Long Beach CA - INM Insurance Services, Inc.
      • Condo Insurance - Huntington Beach CA & Long Beach CA - INM Insurance Services, Inc.
      • Scheduled Property Insurance - Huntington Beach CA & Long Beach CA - INM Insurance Services, Inc.
      • Landlords Insurance - Huntington Beach CA & Long Beach CA - INM Insurance Services, Inc.
      • In-Home Business Insurance - Huntington Beach CA & Long Beach CA - INM Insurance Services, Inc.
    • Other Personal InsuranceImage of right arrow
      • Personal Umbrella Insurance - Huntington Beach CA & Long Beach CA - INM Insurance Services, Inc.
      • Data Backup Services - Huntington Beach CA & Long Beach CA - INM Insurance Services, Inc.
    • FarmImage of right arrow
      • Crop Insurance - Huntington Beach CA & Long Beach CA - INM Insurance Services, Inc.
      • Farm Owners Insurance - Huntington Beach CA & Long Beach CA - INM Insurance Services, Inc.
      • Farm Livestock Insurance - Huntington Beach CA & Long Beach CA - INM Insurance Services, Inc.
      • Equine Insurance - Huntington Beach CA & Long Beach CA - INM Insurance Services, Inc.
      • Farm Equipment Insurance - Huntington Beach CA & Long Beach CA - INM Insurance Services, Inc.
      • Farm Dwelling Insurance - Huntington Beach CA & Long Beach CA - INM Insurance Services, Inc.
      • Farm Structures Insurance - Huntington Beach CA & Long Beach CA - INM Insurance Services, Inc.
      • Farm Auto Insurance - Huntington Beach CA & Long Beach CA - INM Insurance Services, Inc.
      • Farm Umbrella Insurance - Huntington Beach CA & Long Beach CA - INM Insurance Services, Inc.
      • Farm Liability Insurance - Huntington Beach CA & Long Beach CA - INM Insurance Services, Inc.
  • Contact Us
    • Contact Us
    • Location and Hours
    • Get a Quote
  • Our Providers
  • Location
Home > Commercial-Products > Coverage-For-Specific-Industries > Medical Malpractice Insurance - Huntington Beach CA & Long Beach CA

Medical Malpractice Insurance in Huntington Beach CA, Long Beach CA & Los Angeles CA

As a healthcare provider, you've spent your life working to help others—but if you make a mistake, you could end up facing a medical malpractice lawsuit. With the average jury award just under $800,000, medical malpractice insurance could be the only thing standing between you and having to close down your entire practice.

However, these cases can be difficult to resolve. As noted by the National Association of Insurance Commissioners, quite a lot of funding goes into investigating claims and determining whether or not malpractice occurred. If it didn't, then patients often have no basis for a lawsuit.

If a patient does have a basis for a claim, INM Insurance Services, Inc. agents will work with you throughout the defense process to help cover losses in the event you're found liable for malpractice. Remember, there are no forms of medicine that are immune to malpractice suits. Whether you're a general practitioner or a dedicated specialist, there's always the chance of something going wrong, and more frequently, patients believing you did something wrong.

 

Medical Malpractice Coverage

Medical malpractice policies cover liability associated with any form of wrongful practice (intentional or not), with a particular emphasis on bodily injury, property damage, and medical expenses. They also cover defending against lawsuits related to these (many of which can take more than a year to reach a successful conclusion).

There are two major types of coverage:

·         Occurrence policies cover against losses that happen during the period that a policy was in force, since many people may not file suit for more than a year after the alleged malpractice incident. Once the suit is filed, it may take more than two years to resolve.

·         Claims Made policies cover any claims that are made during the time the policy is in force (and usually for a set period of time afterward, in the case of ongoing litigation).

A majority of malpractice cases can and will be settled out of court, without ever having to risk the high claims of a trial. INM Insurance Services, Inc. agents try to work towards this outcome whenever they can—settlements rarely happen until late in the process, but they allow for lower payouts when necessary. This helps us keep your premiums low, and protects you from the anxiety (and interruption of your business) that a trial can bring.

Be sure you know which type of medical malpractice insurance you have and how long it covers you for, since this can determine whether or not you have any coverage at all if a suit is brought against you. If you're not sure how long you'll need coverage for, one of our agents can talk with you about your plans for the future and how much insurance you need.

1. Goguen, David. "National Medical Malpractice Statistics." MedicalMalpractice.com. Accessed April 20, 2016. http://www.medicalmalpractice.com/national-medical-malpractice-facts.cfm.

2. "Medical Professional Liability Insurance." Accessed April 20, 2016. http://www.naic.org/cipr_topics/topic_med_mal.htm.

3. "What Percentage Of Medical Malpractice Cases Settle Versus Go To Trial." Lawyer Locator. Accessed April 20, 2016. http://www.lawyerlocator.com/medical-malpractice/percentage-of-cases-settled-versus-trial/.

Logo Logo
Quick Links
Home Our Products Customer Service Report a Claim
About Us Refer A Friend Our Carriers Blog Contact Us
INM Insurance Services, Inc.
5011 Argosy Ave. #6
Huntington Beach, CA 92649

Phone: 562-493-3756
Fax: 562-493-5163
Social Social Social
© Copyright. All rights reserved.
Powered by Insurance Website Builder